Banking

Payment clearing, interest and limits, accounts/cards, AML/KYC/CRS — core banking topics.

A bank’s business rules are where the real complexity lives. This column explains core banking from first principles, so technical decisions have a business basis.

Articles in this column:

ECIF in one read — why customer data must be centralized

From duplicate accounts to a unified customer view, ECIF answers banking’s most basic question: who is the customer?